How MetaMask Card works
You choose a funding wallet and token in MetaMask and set a spending allowance. When you pay, the card pulls exactly the amount needed from your wallet and converts it at checkout. Nothing is preloaded.
The card is issued by Monavate with Baanx as provider, on the Mastercard network. It works with Apple Pay and Google Pay.
MetaMask launched the card across the U.S. in February 2026, including New York, alongside a $199/year Metal tier. New U.S. sign-ups were temporarily paused in June 2026; existing cardholders are not affected.
Who it is for
Good fit
- Existing MetaMask users
- People who want self-custody until checkout
- Users in Europe, Canada and Latin America
Look elsewhere if
- New U.S. applicants while sign-ups are paused
- Anyone wanting high rewards on a free card
- Users who prefer a custodial app with account recovery
Pros and cons
- Spend directly from a wallet you control
- Runs on Mastercard, a useful alternative to Visa
- Multi-chain stablecoin support
- New U.S. sign-ups paused since June 2026
- Only one card per user
- Best rewards require the $199/year Metal tier
